Allstate Auto Insurance
A Brief Explanation of Your Policy Coverages:
Protection for You and Your Family
Each of these policy coverages has a limit of liability
(maximum amount Allstate will pay for a claim). Allstate
will pay for claims in the coverage areas you select,
subject to terms, conditions and exclusions of the
policy.
Liability Coverage
Bodily Injury Liability- provides coverage if you or
a covered driver is legally liable in an auto accident
in which others are injured or killed.
Property Damage Liability- provides coverage if you
or a covered driver is legally liable for damage to
another’s property resulting from an auto accident.
Medical Payments Coverage
Provides coverage for doctor, hospital, and surgical
expenses incurred by you, your covered family members,
or covered passengers riding in your auto.
Uninsured/ Underinsured Motorists Coverage
Provides coverage if you, your covered family members,
or covered passengers are injured or killed in an
accident involving a legally liable
uninsured/underinsured driver.
Collision Coverage
Provides coverage for repairs, minus your policy
deductible, if your auto is damaged in an accident.
Comprehensive Coverage
Provides coverage for damage to your auto caused by
falling objects, fire, theft, vandalism, and many other
non-collision losses. (A deductible may apply.)
Customize with Options Including Your Choice Auto
Insurance
These optional coverages, available for an additional
premium, can provide you with extra protection and help
meet your personal needs - we can help you decide which
ones are right for you. Some of the optional coverages
include:
- Rental Reimbursement
- Tape Coverage
- Sound System
- Camper-Trailer
- Towing
Additional options are available with Your Choice
Auto Insurance
1. Accident Forgiveness
2. Deductible Rewards
3. Safe Driving Bonus
4. New Car Expanded Protection
Save with Allstate Discounts and Special Rates
You can save money on your premium if you qualify for
any of our cost-cutting discounts or special rates. For
example, if you qualify, the Allstate family of
companies offers price breaks for customers insuring
more than one car under the same Allstate policy, for
cars equipped with factory-installed anti-lock brake
systems, and for cars with safety devices including air
bags and passive restraints.
At Allstate, We Work Hard to Help Meet Your Auto
Insurance Needs – You’ll Appreciate the Difference Our
Personal Service Makes!
When it comes to auto insurance, it can be tough to
find companies that look at your individual needs – not
just at your driving record or the type of car you own.
We can help you select coverages to help meet your
needs. And, we offer a variety of coverages,
deductibles, and money-saving discounts. Whatever your
situation – a perfect driving record, a ticket or two,
or a newly licensed driver – we’ll work with you to help
you obtain excellent protection.
Prompt, Friendly Service from Your Allstate Agent
We can help you review and update your coverages to
help match your changing lifestyle. If you have any
questions regarding your coverage, you can expect a
quick, efficient response.
Convenience
You can depend on your Allstate agent to help you handle
your insurance needs – auto, home, life, business, and
more. And with thousands of sales locations around the
country, you can be sure we’ll be there when you need
us.
Fast, Fair Claim Handling
If you have a loss, just one phone call to
1-800-Allstate will get the claim process started. If
you’d like, we can recommend several outstanding repair
shops. We’ll even state in writing that we guarantee the
workmanship of covered repairs performed by any one of
these shops for as long as you own your car. Plus, if
you choose an Allstate recommended Priority Repair
Option (PRO) shop, you can have your car repaired
without a prepared estimate from an Allstate claim
representative. All you have to do is request this
time-saving option when you report your claim.
Flexible Payment Plans
In order to make budgeting your insurance payments
as easy as possible, we offer a variety of payment plans
such as Easy Pay. Just ask us for details.
Through our family of companies, Allstate offers
insurance products designed to help protect what’s
important to you – auto, home, business, life, and more.
Please call us at 405-751-4865 (toll-free at
877-751-4865) or e-mail us at
service@dykstrainsurance.com if you have additional
questions about auto insurance from Allstate. |